When we were kids we all wanted to grow up to be wealthy. We envisioned ourselves living in mansions, driving Bentley's and having a butler. We couldn't wait to start our own adult lives! Some of us exceled by staying competitive through round-the-clock work and were duly rewarded to achieve that goal. Others of us slacked off, taking life for granted and underestimating the consequences of our own bad decisions.
The good news is that financial advice changes from one moment to the next and everyone willing to make a commitment for each springing opportunity, has the same chance of growing their wealth.